Terms of Service for Wally

Effective Date: November 23, 2025
Last Updated: November 23, 2025

1. Acceptance of Terms

By downloading, installing, or using Wally ("the App"), you agree to be bound by these Terms of Service ("Terms"). If you do not agree to these Terms, do not use the App.

2. Description of Service

Wally is a personal finance management application that helps you track expenses and income, categorize transactions automatically using AI, set budgets, and manage multiple currencies.

2.1 Free Features

2.2 Premium Features (Wally Premium)


3. Subscription and Payment Terms

3.1 Wally Premium Subscription

3.2 Cancellation

You can cancel your subscription at any time through your App Store or Play Store account settings. Cancellation takes effect at the end of the current billing period.

3.3 Refunds

Refund requests must be made through Apple or Google, as they process all payments. We do not control refund policies.


4. User Responsibilities

You agree to use Wally only for lawful purposes. You will NOT:


5. Privacy and Data Protection

Your privacy is important to us. Please review our Privacy Policy to understand how we collect, use, and protect your data.


6. AI Categorization Disclaimer

AI categorization is provided "as-is" and may not always be accurate. We use xAI Grok for categorization, but results are not guaranteed. Wally does not provide financial, investment, or tax advice.


7. Limitation of Liability

THE APP IS PROVIDED "AS IS" WITHOUT WARRANTIES OF ANY KIND. TO THE MAXIMUM EXTENT PERMITTED BY LAW, WE SHALL NOT BE LIABLE FOR LOSS OF PROFITS, DATA, OR REVENUE, OR ANY INDIRECT, INCIDENTAL, OR CONSEQUENTIAL DAMAGES.


8. Contact Us

If you have questions about these Terms, please contact us:

Email: support@wallyme.com
Website: https://wallyme.com


By using Wally, you acknowledge that you have read, understood, and agree to be bound by these Terms of Service.